Authoryze
Authoryze is an AI-powered Finance tool — Secure spending limits for AI agents with single-use virtual cards. Best for: Finance. Pricing: Paid (GateOnAI Score: 52/100).
Secure spending limits for AI agents with single-use virtual cards
Authoryze provides an authorization and control layer for AI agent payments by issuing single‑use virtual Mastercard or Visa cards for each approved purchase. When an agent requests a payment, the platform creates a disposable card scoped to the specific amount and merchant, keeping the real funding source hidden; the card works once and then expires. Users can set per‑transaction, daily, weekly, and aggregate caps, define merchant allow‑lists or blocks, and configure auto‑approval thresholds, with larger requests routed for manual review. All transactions generate a full audit trail showing which agent bought what, when, why, and how it was approved. Authoryze integrates with agents such as Claude, ChatGPT, Claude Code, Codex, Cursor via OAuth and supports custom agents using bearer tokens. It supports team budgets where a single admin funds a shared envelope, and members’ agents draw from it under unified rules, with per‑member and per‑agent purchase records. Pricing includes monthly plans with transaction caps and pay‑as‑you‑go rates, plus individual pay‑per‑transaction pricing.
Summary written from Authoryze's own website on 30 Oct 2026. Check the vendor's website for current details.
MCP server
Authoryze has an MCP server listed in the Official MCP Registry (ai.authoryze/authoryze). AI assistants and code editors that support MCP can use Authoryze directly. Endpoint: https://authoryze.ai/api/mcp.
GateOnAI has not tested this server. Check the provider's documentation before you connect it.
How to evaluate Authoryze before you buy
What GateOnAI has on record
- Pricing model: Paid plans only - no free plan listed
- GDPR: No statement recorded on GateOnAI - ask the vendor
- EU data hosting: Not recorded on GateOnAI - ask the vendor
- Website check: Online at our check on 30 Oct 2026
Questions to ask the vendor
- Will you sign a GDPR data processing agreement (Article 28) and share your list of sub-processors?
- Where is our data stored and processed, and is it used to train your models?
- Is there a free trial or pilot, and what does the plan we need cost per user?
- Can we export all our data, and how is it deleted when we cancel?
- (Finance) Does the tool assess the creditworthiness of individuals or set a credit score? If so, how is it tested for bias and accuracy?
- (Finance) Can every automated output be explained and reviewed by a person before a decision is made?
EU AI Act
AI used to evaluate the creditworthiness of individuals or to set their credit score (except for detecting fraud), or for risk assessment and pricing in life and health insurance, is listed as high-risk in Annex III of the EU AI Act. If you plan to use Authoryze for any of these, ask the provider how it classifies the tool and what documentation it gives to deployers. This is general information, not legal advice.
Full checklist: 43 questions to ask an AI vendor · Alternatives to Authoryze · Compare Authoryze with LDBD
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